Terms of Sale
Vengel Finance · Last updated: October 2026
The product
The LODAY Manual/Framework is a digital product: the “How to Live Off Dividends All Year” Manual plus membership of the Wealth Conclave WhatsApp community. Price: ₦20,000, one-time. No recurring charges.
Education only
Everything we provide is educational. It is not investment, tax or legal advice, nor a recommendation to buy or sell any security. Investing involves risk, including loss of capital. Dividends are not guaranteed. Past performance does not guarantee future results. Do your own research and speak to a qualified adviser.
No guarantee of results
Testimonials are individual experiences and are not typical. Your results depend on your own decisions, capital, discipline, and market conditions.
Delivery
After payment, we deliver the Manual to the email address you provide. You also get an invitation to the Wealth Conclave via the WhatsApp number you gave at checkout.
Membership conduct
Members must be respectful and must not spam, promote schemes or share the Manual publicly. We may remove members who break these rules.
Refund Policy
All sales are final. However, after 90 days if you complete every step in the Manual, and you can show us your evidence (completed plan, brokerage and portfolio confirmation), and the guide did not give you the clarity and system it describes, we will refund the price of the guide in full.
Copyright
The Manual and its content belong to Ini-Amah Lambert/Vengel Finance. Personal use only; no resale or redistribution.
Contact
vengelfinance@gmail.com